Handling A Dispute With Your Insurance Company

If you have been involved in a serious auto accident, you likely filed a claim with your insurance company hoping to receive financial compensation for the damages sustained in the accident. Although most claims are processed quickly and efficiently, there are instances where policyholders and the insurance company disagree when it comes to payment.

Here are three things you can do to handle disputes with your insurance company more efficiently in the future.

1. Work closely with your insurance agent.

When it comes to resolving claim disputes with the insurance company, your agent can play a valuable role in helping you overcome any obstacles that may be standing in the way of receiving payment.

Agents have established relationships with the insurance company, and they are usually more familiar with the claims dispute process than the average consumer. By relying on your agent to act as a liaison between you and the insurance company, you increase the odds of amicable resolving your claim dispute in the near future.

2. Contact your state's insurance department.

Most states have insurance departments that are responsible for helping to regulate the companies that offer insurance products to the consumers in their jurisdiction. If you are having a hard time getting your insurance company to process your auto insurance claim, you might want to contact your state's insurance department for help. A representative from this department can investigate your claim to determine why it is taking so long to process.

If the state insurance department discovers any laws that are being violated, your insurance company could be facing fines and sanctions. Opting to get a government agency involved can be a great way to expedite the resolution of any disputes you have regarding your auto insurance claim.

3. Contact a lawyer.

When you are having a hard time resolving a claim dispute on your own, securing legal representation could be a viable solution. Hiring an attorney to work directly with the insurance company on your behalf eliminates the need for you to take a hands-on approach to the dispute resolution process. Sometimes when an attorney threatens an insurance company with costly litigation, the company is more willing to settle disputes quickly to avoid going to court.

Talk to an attorney who specializes in working on insurance claim disputes, and you will be able to receive financial compensation for your auto accident in a more timely fashion.

For more information, contact Bidegaray Law Firm LLP or a similar firm.

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